Chaturthamsa (D-4) — Property and Fortune

The Chaturthamsa, or Tureeyamsa, is the divisional chart obtained by dividing each rasi into four equal parts of 7°30' each. It is the primary chart for property, immovable assets, residences, and the comfort or trouble that comes through where the native lives. PVR Narasimha Rao dedicates two full lessons (#73 and #74) to reading this chart for buying, building and selling homes.

Houses That Matter Most in D-4

  • 3rd house (12th from the 4th) — investment and expenditure on a property.
  • 4th house — the comfort the property gives.
  • 5th house — purvapunya, fortune from past-life merit needed to acquire fixed assets.
  • 9th house — overall luck and bhagya behind the purchase.
  • A6 (arudha of 6th) — tangible manifestation of overcoming an obstacle, e.g. taking a large mortgage.
  • A11 and UL — A11 shows tangible gain from the asset; UL shows tangible investment placed into it.
  • 8th and 12th houses in D-4 specifically show displacement — moving out of, or losing, an existing residence.

Narayana Dasa of D-4 — Starting Sign

Narayana Dasa is the workhorse rasi-dasa for D-4, but its starting rule is specific to this chart:

Rule: Narayana Dasa of D-4 starts from the sign in which the 4th lord of the Rasi (D-1) chart sits in D-4 — not from the D-4 lagna itself.

Once the start sign is fixed, dasa direction (forward/backward) is decided by the standard rules — odd-footed signs progress forward, even-footed signs backward, with the usual exceptions for Saturn or Ketu in the start sign.

Saturn-exception caveat: the standard Saturn-occupies-start-sign exception flips the direction. But if a stronger planet (e.g. retrograde Jupiter giving exalted-style strength) sits with Saturn, the Saturn exception is overridden and the original direction holds. PVR walks through a real example where toggling JHora's "Sa exception" setting was needed to make the dasa progression match the actual events.

Standard Reading Workflow

  1. Cast natal D-4 and identify which planets sit in / aspect / own the houses in the list above.
  2. Run Vimshottari Dasa on D-4 to find candidate windows for the question (purchase, sale, move).
  3. Run Narayana Dasa of D-4 (with the 4L-of-rasi starting rule) and look for a sign whose occupants and aspecting planets are connected to 3rd / 4th / 5th / 9th / A6 / A11 / UL.
  4. Cast the Annual Tithi Pravesha (ATP) chart for the year in question and check the hora lord and his D-4 placement — the hora lord acts as "king of the year" and his connection to property houses is decisive.
  5. Confirm with the Dasa Pravesha Chakra (period entry chart) for the running Narayana mahadasa.

Benefic-Dasa Rule for Buying or Building

A pattern PVR repeats across all three example charts in lessons #73 and #74:

Whenever you build or buy a house in a benefic planet's dasa, you live happily in that house and often live there longer. When you build or buy in a malefic dasa, peace is harder to come by and the residence tends to bring obstacles or short tenure.

Mars + Rahu: Kujasthambhana

Mars and Rahu close together in any house produce Kujasthambhana — the house is "destroyed" until remedies are applied. In D-4 this is especially serious if the conjunction sits in the 2nd, 4th, A4 or lagna. Remedy: pray Lord Subrahmanya / Karttikeya — Rahu symbolizes serpents and Karttikeya is the slayer of serpents. Praying Hanuman strengthens Mars but does not weaken Rahu, so for this combination Karttikeya is more appropriate. If Mars sits in Venus's sign (Taurus or Libra), Valli- or Devasena-Subrahmanya is the preferred form.

D-4 is small enough that one Mars-Rahu, one A6 placement or one mishandled Saturn exception can flip the entire reading. Always cross-confirm three things — Vimshottari, Narayana Dasa of D-4, and the year's Annual Tithi Pravesha — before committing to a timing for a property event.

Source: P.V.R. Narasimha Rao, Lessons on Vedic Astrology, Vol. II, Lessons #73–74. Also referenced in Vol. I, Lesson #23.